Until a year or so ago, I never paid any attention to the reward points that showed up at the bottom of my credit card statements. I almost never carry a balance and mainly use cards for the purchase protections ($50 max liability if someone manages to get into my account), the ability to easily track purchases and payments and the fact that they allow me to dispute charges for bad service or faulty products much easier. And of course, I use cards because I can use the bank's money for free for about 30 days. Almost as a game, I used to track the miles and points on airline and hotel membership cards when I traveled more. But I never really thought about the card points until I finally realized how much money was "sitting" in my account. Now, I only buy things using my credit cards. I'll even use my card to pay for purchases for friends who are about to pay cash when I'm with them. Hand me your cash cause I want those points! :dork:
Do others here also purchase things using their cards that they would otherwise pay cash for? Do banks in Europe and Asia also offer rewards? Do merchants in Europe charge fees for using cards or do you just avoid those who do?
Do others here also purchase things using their cards that they would otherwise pay cash for? Do banks in Europe and Asia also offer rewards? Do merchants in Europe charge fees for using cards or do you just avoid those who do?
Source: http://www.motorsportforums.com/chit-chat/157781-credit-card-points-rewards.html
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